*,*::before,*::after{box-sizing:border-box;margin:0;padding:0}
:root{
  --teal:#00b4a6;--teal-dark:#008f84;--teal-light:#e0f7f5;--teal-mid:#b2eae7;
  --coral:#ff6b6b;--coral-dark:#e05555;--coral-light:#fff0f0;
  --navy:#1a2e44;--navy-mid:#2d4a6a;
  --gold:#f5a623;--gold-light:#fff8ed;--gold-dark:#c47d00;
  --text:#1a2e44;--text-mid:#4a6080;--text-light:#8a9db5;
  --bg:#f7f9fc;--white:#ffffff;--border:#e2e8f0;--border-focus:#00b4a6;
  --shadow:0 2px 12px rgba(0,0,0,0.07);--shadow-hover:0 6px 24px rgba(0,0,0,0.12);
  --radius:12px;--radius-sm:8px;
}
html{scroll-behavior:smooth}
body{font-family:'Sora',sans-serif;background:var(--bg);color:var(--text);font-size:15px;line-height:1.6;min-height:100vh}

/* ── NAV ── */
nav{background:#ffffff;border-bottom:1px solid var(--border);position:sticky;top:0;z-index:200;box-shadow:0 2px 8px rgba(0,0,0,0.05);-webkit-backdrop-filter:none;backdrop-filter:none}
.nav-inner{max-width:1140px;margin:0 auto;padding:0 16px;display:flex;align-items:center;height:56px;gap:0;overflow:visible}
.nav-logo{font-family:'Nunito',sans-serif;font-weight:900;font-size:20px;color:var(--teal);margin-right:16px;display:flex;align-items:center;gap:6px;text-decoration:none;flex-shrink:0;white-space:nowrap}
.nav-logo span{color:var(--navy)}
.nav-logo svg{width:26px;height:26px}
.nav-links{display:flex;gap:2px;flex-shrink:0;flex-wrap:nowrap;align-items:center;flex:1}
.nav-link{padding:6px 12px;border-radius:20px;font-size:13px;font-weight:600;color:var(--text-mid);transition:all 0.2s;white-space:nowrap;text-decoration:none;font-family:'Sora',sans-serif;display:inline-block}
.nav-link:hover{background:var(--teal-light);color:var(--teal-dark)}
.nav-link.active{background:var(--teal);color:#fff}

/* Dropdown nav */
.nav-dropdown{position:relative;display:inline-block}
.nav-dropdown-btn{padding:6px 12px;border-radius:20px;font-size:13px;font-weight:600;color:var(--text-mid);transition:all 0.2s;white-space:nowrap;font-family:'Sora',sans-serif;display:inline-flex;align-items:center;gap:4px;cursor:pointer;background:none;border:none;outline:none}
.nav-dropdown-btn:hover,.nav-dropdown:hover .nav-dropdown-btn{background:var(--teal-light);color:var(--teal-dark)}
.nav-dropdown-btn.active{background:var(--teal);color:#fff}
.nav-dropdown-arrow{font-size:9px;opacity:0.6;transition:transform 0.2s}
.nav-dropdown:hover .nav-dropdown-arrow{transform:rotate(180deg)}
.nav-dropdown-menu{position:absolute;top:100%;left:0;background:var(--white);border:1px solid var(--border);border-radius:var(--radius);box-shadow:var(--shadow-hover);min-width:220px;padding:8px;padding-top:14px;opacity:0;pointer-events:none;transition:opacity 0.15s,transform 0.15s;transform:translateY(-4px);z-index:300;margin-top:0}
.nav-dropdown:hover .nav-dropdown-menu{opacity:1;pointer-events:auto;transform:translateY(0)}
.nav-dropdown-item{display:flex;align-items:center;gap:10px;padding:9px 12px;border-radius:var(--radius-sm);text-decoration:none;color:var(--text);font-size:13px;font-weight:600;font-family:'Sora',sans-serif;transition:background 0.15s;white-space:nowrap}
.nav-dropdown-item:hover{background:var(--teal-light);color:var(--teal-dark)}
.nav-dropdown-item.active{background:var(--teal-light);color:var(--teal-dark)}
.nav-dropdown-item-icon{font-size:15px;width:20px;text-align:center;flex-shrink:0}

@media(max-width:600px){
  .nav-logo-text{display:none}
  .nav-logo{margin-right:6px}
  .nav-dropdown-btn,.nav-link{padding:5px 9px;font-size:12px}
}

/* ── HERO ── */
.hero{background:linear-gradient(135deg,var(--navy) 0%,var(--navy-mid) 60%,#1e5f74 100%);color:#fff;padding:64px 20px 56px;text-align:center;position:relative;overflow:hidden}
.hero::before{content:'';position:absolute;top:-60px;right:-60px;width:280px;height:280px;border-radius:50%;background:rgba(0,180,166,0.12);pointer-events:none}
.hero::after{content:'';position:absolute;bottom:-40px;left:-40px;width:200px;height:200px;border-radius:50%;background:rgba(255,107,107,0.1);pointer-events:none}
.hero-inner{max-width:680px;margin:0 auto;position:relative}
.hero-badge{display:inline-block;background:rgba(0,180,166,0.2);border:1px solid rgba(0,180,166,0.4);color:var(--teal);padding:4px 14px;border-radius:20px;font-size:12px;font-weight:700;letter-spacing:0.08em;text-transform:uppercase;margin-bottom:20px}
.hero h1{font-family:'Nunito',sans-serif;font-size:clamp(28px,4vw,46px);font-weight:900;line-height:1.15;margin-bottom:16px}
.hero h1 em{color:var(--teal);font-style:normal}
.hero p{font-size:16px;opacity:0.8;max-width:520px;margin:0 auto;font-weight:300}

/* ── PAGE HERO (calculator pages) ── */
.page-hero{background:linear-gradient(135deg,var(--navy) 0%,var(--navy-mid) 60%,#1e5f74 100%);color:#fff;padding:48px 20px 40px;text-align:center;position:relative;overflow:hidden}
.page-hero::before{content:'';position:absolute;top:-40px;right:-40px;width:200px;height:200px;border-radius:50%;background:rgba(0,180,166,0.1);pointer-events:none}
.page-hero-inner{max-width:680px;margin:0 auto;position:relative}
.page-hero h1{font-family:'Nunito',sans-serif;font-size:clamp(24px,3.5vw,38px);font-weight:900;line-height:1.2;margin-bottom:12px}
.page-hero h1 em{color:var(--teal);font-style:normal}
.page-hero p{font-size:15px;opacity:0.75;max-width:520px;margin:0 auto;font-weight:300}
.page-badge{display:inline-block;background:rgba(0,180,166,0.2);border:1px solid rgba(0,180,166,0.4);color:var(--teal);padding:4px 14px;border-radius:20px;font-size:12px;font-weight:700;letter-spacing:0.08em;text-transform:uppercase;margin-bottom:16px}

/* ── CONTENT ── */
.content{max-width:960px;margin:0 auto;padding:40px 20px 80px}
.canada-tag{display:inline-flex;align-items:center;gap:5px;background:var(--coral-light);color:var(--coral-dark);font-size:11px;font-weight:700;padding:3px 10px;border-radius:20px;letter-spacing:0.06em;margin-left:8px}

/* ── SEO INTRO BLOCK ── */
.seo-intro{background:var(--white);border-radius:var(--radius);border:1px solid var(--border);padding:24px 28px;margin-bottom:28px;box-shadow:var(--shadow)}
.seo-intro h2{font-family:'Nunito',sans-serif;font-size:17px;font-weight:800;color:var(--navy);margin-bottom:8px}
.seo-intro p{font-size:14px;color:var(--text-mid);line-height:1.7;max-width:740px}

/* ── CALC LAYOUT ── */
.calc-grid{display:grid;grid-template-columns:1fr 1fr;gap:24px;align-items:start}
@media(max-width:700px){.calc-grid{grid-template-columns:1fr}}
.calc-inputs,.calc-results{background:var(--white);border-radius:var(--radius);border:1px solid var(--border);padding:28px;box-shadow:var(--shadow)}
.section-label{font-size:11px;font-weight:700;letter-spacing:0.1em;text-transform:uppercase;color:var(--text-light);margin-bottom:20px;display:flex;align-items:center;gap:8px}
.section-label::after{content:'';flex:1;height:1px;background:var(--border)}
.calc-stack{display:flex;flex-direction:column;gap:24px}
.calc-inputs-full{background:var(--white);border-radius:var(--radius);border:1px solid var(--border);padding:28px;box-shadow:var(--shadow)}
.calc-results-full{background:var(--white);border-radius:var(--radius);border:1px solid var(--border);padding:28px;box-shadow:var(--shadow)}
.inputs-grid{display:grid;grid-template-columns:1fr 1fr;gap:0 28px}
@media(max-width:600px){.inputs-grid{grid-template-columns:1fr}}

/* ── FIELD ── */
.field{margin-bottom:20px}
.field-label-row{display:flex;align-items:center;justify-content:space-between;margin-bottom:6px}
.field-label{font-size:13px;font-weight:600;color:var(--text);display:flex;align-items:center;gap:6px}
.field-value-display{font-size:12px;font-weight:700;color:var(--teal);font-family:'Nunito',sans-serif}
.tooltip-wrap{position:relative;display:inline-flex;align-items:center}
.tooltip-icon{width:16px;height:16px;border-radius:50%;background:var(--border);color:var(--text-light);font-size:10px;font-weight:700;display:inline-flex;align-items:center;justify-content:center;cursor:help;transition:all 0.2s;flex-shrink:0;border:none;font-family:'Sora',sans-serif}
.tooltip-icon:hover{background:var(--teal);color:#fff}
.tooltip-box{position:absolute;bottom:calc(100% + 8px);left:50%;transform:translateX(-50%);background:var(--navy);color:#fff;font-size:12px;padding:10px 14px;border-radius:var(--radius-sm);width:220px;line-height:1.5;opacity:0;pointer-events:none;transition:opacity 0.2s;z-index:50;font-weight:400;text-align:left;box-shadow:0 4px 16px rgba(0,0,0,0.2)}
.tooltip-box::after{content:'';position:absolute;top:100%;left:50%;transform:translateX(-50%);border:5px solid transparent;border-top-color:var(--navy)}
.tooltip-wrap:hover .tooltip-box{opacity:1}
.input-row{display:flex;align-items:center;gap:10px}
.slider-wrap{flex:1;position:relative}
input[type=range]{-webkit-appearance:none;appearance:none;width:100%;height:4px;border-radius:4px;background:var(--border);outline:none;cursor:pointer}
input[type=range]::-webkit-slider-thumb{-webkit-appearance:none;width:18px;height:18px;border-radius:50%;background:var(--teal);cursor:pointer;box-shadow:0 0 0 3px rgba(0,180,166,0.15);transition:all 0.15s}
input[type=range]::-webkit-slider-thumb:hover{transform:scale(1.15);box-shadow:0 0 0 5px rgba(0,180,166,0.2)}
input[type=range]::-moz-range-thumb{width:18px;height:18px;border-radius:50%;background:var(--teal);cursor:pointer;border:none}
.number-input{width:96px;flex-shrink:0;background:var(--bg);border:1.5px solid var(--border);border-radius:var(--radius-sm);padding:8px 10px;font-size:14px;font-weight:600;color:var(--text);font-family:'Nunito',sans-serif;outline:none;transition:border-color 0.2s;text-align:right;-moz-appearance:textfield}
.number-input.full{width:100%}
.number-input::-webkit-inner-spin-button,.number-input::-webkit-outer-spin-button{-webkit-appearance:none}
.number-input:focus{border-color:var(--border-focus);background:var(--white)}
.input-prefix-wrap{position:relative;flex:1}
.input-prefix-wrap .number-input{padding-left:20px;width:100%}
.input-prefix-wrap .prefix{position:absolute;left:8px;top:50%;transform:translateY(-50%);font-size:13px;color:var(--text-light);font-weight:600;pointer-events:none}
select.field-select{width:100%;background:var(--bg);border:1.5px solid var(--border);border-radius:var(--radius-sm);padding:10px 12px;font-size:14px;font-weight:600;color:var(--text);font-family:'Sora',sans-serif;outline:none;cursor:pointer;transition:border-color 0.2s}
select.field-select:focus{border-color:var(--border-focus);background:var(--white)}

/* ── RESULTS ── */
.result-hero{text-align:center;padding:20px 0 24px;border-bottom:1px solid var(--border);margin-bottom:24px}
.result-hero-label{font-size:11px;font-weight:700;letter-spacing:0.1em;text-transform:uppercase;color:var(--text-light);margin-bottom:8px}
.result-hero-value{font-family:'Nunito',sans-serif;font-size:clamp(32px,5vw,46px);font-weight:900;color:var(--teal);line-height:1}
.result-hero-sub{font-size:13px;color:var(--text-light);margin-top:6px}
.result-rows{display:flex;flex-direction:column;gap:10px;margin-bottom:24px}
.result-row{display:flex;justify-content:space-between;align-items:center;padding:12px 14px;border-radius:var(--radius-sm);background:var(--bg)}
.result-row-label{font-size:13px;color:var(--text-mid);font-weight:500}
.result-row-value{font-size:14px;font-weight:700;font-family:'Nunito',sans-serif;color:var(--navy)}
.result-row.accent{background:var(--teal-light)}
.result-row.accent .result-row-value{color:var(--teal-dark)}
.result-row.warn{background:var(--coral-light)}
.result-row.warn .result-row-value{color:var(--coral-dark)}
.results-row-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(160px,1fr));gap:12px;margin-bottom:24px}
.result-stat{text-align:center;padding:16px;border-radius:var(--radius-sm);background:var(--bg)}
.result-stat-label{font-size:11px;font-weight:700;letter-spacing:0.08em;text-transform:uppercase;color:var(--text-light);margin-bottom:6px}
.result-stat-value{font-family:'Nunito',sans-serif;font-size:22px;font-weight:900;color:var(--navy)}
.result-stat.primary{background:var(--teal-light)}
.result-stat.primary .result-stat-value{color:var(--teal-dark)}
.result-stat.danger{background:var(--coral-light)}
.result-stat.danger .result-stat-value{color:var(--coral-dark)}

/* ── BARS & CHARTS ── */
.split-bar-wrap{margin-bottom:20px}
.split-bar-label{display:flex;justify-content:space-between;font-size:12px;color:var(--text-light);margin-bottom:6px;font-weight:600}
.split-bar{height:10px;border-radius:6px;overflow:hidden;display:flex;background:var(--border)}
.split-bar-principal{background:var(--navy);transition:width 0.5s ease}
.split-bar-interest{background:var(--coral);flex:1;transition:all 0.5s ease}
.split-legend{display:flex;gap:16px;margin-top:8px;font-size:12px;color:var(--text-mid)}
.split-legend span{display:flex;align-items:center;gap:5px}
.dot{width:8px;height:8px;border-radius:50%;display:inline-block;flex-shrink:0}
.chart-wrap{height:180px;margin-bottom:8px;position:relative}
canvas{width:100%!important;height:100%!important}
.chart-label{font-size:11px;color:var(--text-light);text-align:center;margin-top:4px}

/* ── TABLES ── */
.table-section{background:var(--white);border-radius:var(--radius);border:1px solid var(--border);padding:24px;margin-top:24px;box-shadow:var(--shadow)}
.table-wrap{max-height:280px;overflow-y:auto;scrollbar-width:thin;scrollbar-color:var(--border) transparent;border-radius:var(--radius-sm);overflow:hidden}
table{width:100%;border-collapse:collapse;font-size:13px}
thead th{position:sticky;top:0;background:var(--bg);padding:10px 14px;text-align:right;font-size:11px;letter-spacing:0.06em;text-transform:uppercase;color:var(--text-light);font-weight:700;border-bottom:1px solid var(--border)}
thead th:first-child{text-align:left}
tbody tr{border-bottom:1px solid var(--bg);transition:background 0.1s}
tbody tr:hover{background:var(--teal-light)}
tbody td{padding:10px 14px;color:var(--text-mid);text-align:right;font-family:'Nunito',sans-serif;font-weight:600}
tbody td:first-child{text-align:left;color:var(--text);font-weight:700;font-family:'Sora',sans-serif}
tbody td.highlight{color:var(--teal-dark)}
tbody td.warn{color:var(--coral-dark)}

/* ── TIPS ── */
.tips-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(240px,1fr));gap:16px;margin-top:28px}
.tip-card{background:var(--white);border:1px solid var(--border);border-radius:var(--radius);padding:20px;box-shadow:var(--shadow);transition:all 0.2s;border-left:4px solid var(--teal)}
.tip-card:hover{transform:translateY(-2px);box-shadow:var(--shadow-hover)}
.tip-card h3{font-family:'Nunito',sans-serif;font-size:15px;font-weight:800;color:var(--navy);margin-bottom:8px;display:flex;align-items:center;gap:8px}
.tip-card p{font-size:13px;color:var(--text-mid);line-height:1.6}
.tip-card.coral{border-left-color:var(--coral)}
.tip-card.navy{border-left-color:var(--navy)}
.tip-card.gold{border-left-color:var(--gold)}

/* ── TAX RESULT ROWS ── */
.tax-result-row{display:flex;justify-content:space-between;align-items:center;padding:14px 0;border-bottom:1px solid var(--border)}
.tax-result-row--sub{padding:10px 0}
.tax-result-row--sub .tax-result-label{color:var(--text-mid);font-size:14px}
.tax-result-row--sub .tax-result-value{color:var(--text-mid);font-size:14px;font-weight:600}
.tax-result-row--bold .tax-result-label{font-weight:800;color:var(--navy);font-size:16px}
.tax-result-row--bold .tax-result-value{font-size:20px;font-weight:900;font-family:'Nunito',sans-serif;color:var(--navy)}
.tax-result-label{font-size:15px;color:var(--text);font-weight:500}
.tax-result-value{font-size:15px;font-weight:700;font-family:'Nunito',sans-serif;color:var(--navy)}
.tax-result-value--teal{color:var(--teal-dark)!important}
.tax-result-divider{height:1px;background:var(--border);margin:4px 0}

/* ── TOTAL RETURN STYLES ── */
.tr-tabs{display:flex;background:var(--white);border-radius:var(--radius);border:1px solid var(--border);overflow:hidden;margin-bottom:28px;box-shadow:var(--shadow)}
.tr-tab{flex:1;padding:14px 8px;text-align:center;border:none;background:none;font-family:'Sora',sans-serif;font-size:13px;font-weight:600;color:var(--text-mid);cursor:pointer;transition:all 0.2s;border-right:1px solid var(--border)}
.tr-tab:last-child{border-right:none}
.tr-tab.active{background:var(--navy);color:#fff}
.tr-tab .tab-icon{display:block;font-size:18px;margin-bottom:3px}
.tr-tab-panel{display:none}
.tr-tab-panel.active{display:block}
.fund-input-row{display:grid;grid-template-columns:1fr 1fr 1fr 1fr auto;gap:12px;align-items:end;background:var(--bg);border-radius:var(--radius-sm);padding:16px;margin-bottom:12px;border:1px solid var(--border)}
@media(max-width:700px){.fund-input-row{grid-template-columns:1fr 1fr}}
.fund-input-row label{font-size:11px;font-weight:700;letter-spacing:0.06em;text-transform:uppercase;color:var(--text-light);display:block;margin-bottom:5px}
.fund-input-row input{width:100%;background:var(--white);border:1.5px solid var(--border);border-radius:var(--radius-sm);padding:9px 11px;font-size:14px;font-weight:600;color:var(--text);font-family:'Nunito',sans-serif;outline:none;transition:border-color 0.2s}
.fund-input-row input:focus{border-color:var(--border-focus)}
.fund-input-row input.ticker-input{text-transform:uppercase;font-size:15px;font-weight:800;letter-spacing:0.05em}
.preset-tickers{display:flex;flex-wrap:wrap;gap:8px;margin-bottom:20px}
.preset-chip{padding:6px 12px;border-radius:20px;background:var(--bg);border:1.5px solid var(--border);font-size:12px;font-weight:700;color:var(--text-mid);cursor:pointer;transition:all 0.18s;font-family:'Nunito',sans-serif;letter-spacing:0.04em}
.preset-chip:hover{border-color:var(--teal);color:var(--teal);background:var(--teal-light)}
.preset-chip.active{background:var(--navy);color:#fff;border-color:var(--navy)}
.return-section{background:var(--white);border-radius:var(--radius);border:1px solid var(--border);padding:24px;margin-bottom:20px;box-shadow:var(--shadow)}
.return-section-header{display:flex;align-items:center;gap:10px;margin-bottom:20px;padding-bottom:14px;border-bottom:1px solid var(--border)}
.return-section-icon{width:38px;height:38px;border-radius:var(--radius-sm);display:flex;align-items:center;justify-content:center;font-size:18px;flex-shrink:0}
.return-section-icon.price{background:#e8f4fd;color:#2980b9}
.return-section-icon.income{background:var(--gold-light);color:var(--gold-dark)}
.return-section-icon.total{background:var(--teal-light);color:var(--teal-dark)}
.return-section-title{font-family:'Nunito',sans-serif;font-size:17px;font-weight:900;color:var(--navy)}
.return-section-subtitle{font-size:12px;color:var(--text-light)}
.return-stat-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(140px,1fr));gap:12px;margin-bottom:16px}
.return-stat{text-align:center;padding:14px 10px;border-radius:var(--radius-sm);background:var(--bg)}
.return-stat-val{font-family:'Nunito',sans-serif;font-size:24px;font-weight:900;line-height:1;margin-bottom:4px}
.return-stat-lbl{font-size:11px;font-weight:700;text-transform:uppercase;letter-spacing:0.07em;color:var(--text-light)}
.return-stat.up .return-stat-val{color:#16a34a}
.return-stat.down .return-stat-val{color:var(--coral-dark)}
.return-stat.neutral .return-stat-val{color:var(--navy)}
.return-stat.gold .return-stat-val{color:var(--gold-dark)}
.return-stat.teal .return-stat-val{color:var(--teal-dark)}
.return-bar-wrap{margin:16px 0 8px}
.return-bar-track{height:14px;border-radius:8px;overflow:hidden;display:flex;background:var(--border)}
.return-bar-price{background:linear-gradient(90deg,#2980b9,#3498db);transition:width 0.6s ease;height:100%}
.return-bar-income{background:linear-gradient(90deg,var(--gold),#f5c842);transition:width 0.6s ease;height:100%}
.return-bar-legend{display:flex;gap:20px;margin-top:10px;font-size:12px;color:var(--text-mid);flex-wrap:wrap}
.return-bar-legend span{display:flex;align-items:center;gap:5px}
.rbl-price{background:#2980b9}
.rbl-income{background:var(--gold)}
.rbl-negative{background:var(--coral)}
.compare-section{background:var(--white);border-radius:var(--radius);border:1px solid var(--border);padding:28px;box-shadow:var(--shadow);margin-bottom:24px}
.compare-chart-wrap{height:320px;position:relative;margin:20px 0 8px}
.compare-chart-wrap canvas{width:100%!important;height:100%!important}
.compare-fund-rows{display:flex;flex-direction:column;gap:10px;margin-top:20px}
.compare-fund-row{display:grid;grid-template-columns:24px 90px 1fr 80px 80px 80px 90px;gap:10px;align-items:center;padding:12px 14px;border-radius:var(--radius-sm);background:var(--bg);font-size:13px}
@media(max-width:700px){.compare-fund-row{grid-template-columns:24px 70px 1fr 70px 70px}}
.cfr-dot{width:12px;height:12px;border-radius:50%;flex-shrink:0}
.cfr-ticker{font-family:'Nunito',sans-serif;font-weight:900;font-size:14px;color:var(--navy)}
.cfr-name{font-size:12px;color:var(--text-mid);white-space:nowrap;overflow:hidden;text-overflow:ellipsis}
.cfr-val{font-family:'Nunito',sans-serif;font-weight:700;text-align:right}
.cfr-val.up{color:#16a34a}
.cfr-val.down{color:var(--coral-dark)}
.cfr-val.gold{color:var(--gold-dark)}
.cfr-val.total{color:var(--teal-dark);font-weight:900}
.cfr-label{font-size:10px;font-weight:700;letter-spacing:0.06em;text-transform:uppercase;color:var(--text-light);text-align:right}
.add-fund-btn{display:flex;align-items:center;gap:8px;padding:11px 18px;border-radius:var(--radius-sm);background:var(--teal-light);border:1.5px dashed var(--teal);color:var(--teal-dark);font-size:13px;font-weight:700;cursor:pointer;transition:all 0.2s;font-family:'Nunito',sans-serif;width:100%;justify-content:center}
.add-fund-btn:hover{background:var(--teal);color:#fff;border-style:solid}
.remove-fund-btn{width:28px;height:28px;border-radius:50%;background:var(--coral-light);border:none;color:var(--coral-dark);font-size:16px;cursor:pointer;display:flex;align-items:center;justify-content:center;flex-shrink:0;transition:all 0.15s}
.remove-fund-btn:hover{background:var(--coral);color:#fff}
.info-notice{background:var(--gold-light);border:1px solid #f5c84255;border-radius:var(--radius-sm);padding:12px 16px;font-size:13px;color:#7a5200;margin-bottom:20px;display:flex;gap:10px;align-items:flex-start}
.info-notice .info-icon{flex-shrink:0;font-size:16px;margin-top:1px}
.disclaimer-notice{background:#f0f4ff;border:1px solid #c7d2fe;border-radius:var(--radius-sm);padding:12px 16px;font-size:12px;color:#4338ca;margin-top:20px;display:flex;gap:10px;align-items:flex-start}
.chart-type-toggle{display:flex;gap:6px;margin-bottom:16px}
.chart-type-btn{padding:6px 14px;border-radius:20px;border:1.5px solid var(--border);background:var(--bg);font-size:12px;font-weight:700;color:var(--text-mid);cursor:pointer;font-family:'Nunito',sans-serif;transition:all 0.18s}
.chart-type-btn.active{background:var(--navy);color:#fff;border-color:var(--navy)}
.toggle-row{display:flex;align-items:center;gap:12px;margin-bottom:16px}
.toggle-switch{position:relative;width:42px;height:22px;flex-shrink:0}
.toggle-switch input{opacity:0;width:0;height:0}
.toggle-slider{position:absolute;inset:0;background:var(--border);border-radius:11px;cursor:pointer;transition:0.3s}
.toggle-slider::before{content:'';position:absolute;width:16px;height:16px;border-radius:50%;background:#fff;top:3px;left:3px;transition:0.3s;box-shadow:0 1px 4px rgba(0,0,0,0.2)}
.toggle-switch input:checked+.toggle-slider{background:var(--teal)}
.toggle-switch input:checked+.toggle-slider::before{transform:translateX(20px)}
.toggle-label{font-size:13px;font-weight:600;color:var(--text)}
.toggle-sub{font-size:12px;color:var(--text-light)}

/* ── BUTTONS ── */
.btn-primary{display:inline-block;background:var(--teal);color:#fff;border:none;padding:13px 28px;border-radius:var(--radius-sm);font-size:14px;font-weight:700;cursor:pointer;transition:all 0.2s;font-family:'Nunito',sans-serif;letter-spacing:0.02em}
.btn-primary:hover{background:var(--teal-dark);transform:translateY(-1px);box-shadow:0 4px 16px rgba(0,180,166,0.3)}

/* ── FOOTER ── */
footer{background:var(--navy);color:rgba(255,255,255,0.6);text-align:center;padding:24px 20px;font-size:13px;margin-top:40px}
footer strong{color:var(--teal)}
footer a{color:rgba(255,255,255,0.5);text-decoration:none}
footer a:hover{color:var(--teal)}
footer p{margin-top:6px;font-size:12px;opacity:0.5}

@media(max-width:480px){
  .nav-link{padding:5px 8px;font-size:12px}
  .content{padding:24px 14px 60px}
  .calc-inputs,.calc-results,.calc-inputs-full,.calc-results-full{padding:18px}
  .number-input{width:80px}
  .amort-table-wrap thead th,.amort-table-wrap tbody td{padding:8px 8px;font-size:12px}
}